Payments scheduled through your credit card account access must be submitted by 4:00 p.m. CST in order for your payment to be posted to your credit card account with today's date. Payments made using Payments & Transfers (Desktop) or Make a Transfer (mobile app) feature must be completed by 5:00 p.m. CST Sunday through Friday (except Holidays) to be posted with today's date. Although your payment will be credited to your account today, you should allow at least three business days before the payment is reflected in your available credit. If your payment is not received by the due date on your statement, the account will be subject to the fees and finance charges as described in your Cardholder Agreement.